Comparison

City of London vs Cardiff

Council tax (Band D) is £683/year higher in Cardiff than City of London.

London, England  vs  Wales

Average house price
City of London
£790,000
Cardiff
£257,500
Lower
£532,500 (207%)

Rent comparison

Rent data is not currently available for Cardiff. ONS Private Rental Market Statistics currently cover England only.
Rent figures are not available for Cardiff, so only one side is shown above.

Source: ONS Private Rental Market Statistics

Earnings comparison

City of London - average
N/A
Cardiff - average
£32,756/yr

Source: ONS Annual Survey of Hours and Earnings

House prices comparison

Property type
City of London
Average
£790,000
£257,500
Detached
N/A
£447,000
Semi-detached
N/A
£300,000
Terraced
N/A
£252,000
Flat
£790,000
£154,000

House prices in City of London are £532,500 (207%) higher than in Cardiff.

Source: ONS / HM Land Registry

Council tax comparison

City of London - Band D
£1,330/yr
Cardiff - Band D
£2,013/yr

You would pay £683/year more in council tax (Band D) living in Cardiff than in City of London.

Band
City of London
Band A
£886
£1,342
Band B
£1,034
£1,566
Band C
£1,182
£1,789
Band D
Benchmark
£1,330
£2,013
Band E
£1,625
£2,461
Band F
£1,920
£2,908
Band G
£2,216
£3,355
Band H
£2,659
£4,026
Band I
N/A
£4,697

Source: MHCLG / Scottish Government / Welsh Government

Band D is used as the standard benchmark for comparing council tax across areas. Other bands are set as fixed proportions of the Band D amount.

Energy comparison

City of London
Annual
£1,641
£1,641
Monthly
£137
£137
Energy region
London
South Wales

Energy estimates are based on the Ofgem price cap, which is set nationally. Regional variation is small; we show the same headline figure across regions for transparency.

Source: Ofgem Energy Price Cap, Q2 2026

Water comparison

City of London
Annual
£666
£627
Monthly
£56
£52
Water company
Thames Water
Dwr Cymru Welsh Water

Water in City of London costs about £39/year more than in Cardiff.

Source: Water UK / Discover Water, 2026-27

Water company boundaries don't always align cleanly with local authority boundaries; the company shown here is the most common provider in each area.

Compare different areas

Learn more about each area

Data on this page is sourced from: ONS Private Rental Market Statistics, ONS Annual Survey of Hours and Earnings, ONS / HM Land Registry House Price Statistics, MHCLG / Scottish Government / Welsh Government council tax data, Ofgem Energy Price Cap, and Water UK / Discover Water. All official data is published under the Open Government Licence.